Comments on: Bank of America: Return Item Chargeback? http://pantsinacan.com/2008/09/09/bank-of-america-return-item-chargeback/ A Personal Finance Blog with a Silly Name Tue, 22 May 2012 09:34:42 +0000 hourly 1 http://wordpress.org/?v=3.0 By: fuck boa http://pantsinacan.com/2008/09/09/bank-of-america-return-item-chargeback/#comment-98834 fuck boa Wed, 23 Nov 2011 20:45:34 +0000 http://pantsinacan.com/2008/09/09/bank-of-america-return-item-chargeback/#comment-98834 Goddamn same thing just happened to me and im fucking pissed. Changing banks today. Goddamn same thing just happened to me and im fucking pissed. Changing banks today.

]]> By: Cosme http://pantsinacan.com/2008/09/09/bank-of-america-return-item-chargeback/#comment-92186 Cosme Wed, 07 Sep 2011 19:40:56 +0000 http://pantsinacan.com/2008/09/09/bank-of-america-return-item-chargeback/#comment-92186 Mucho loco. Chingao. It never happened before. What now? Change my account to another bank. ? Bola de cu. Mucho loco. Chingao. It never happened before.
What now? Change my account to another bank. ?
Bola de cu.

]]> By: pink cookies http://pantsinacan.com/2008/09/09/bank-of-america-return-item-chargeback/#comment-66502 pink cookies Tue, 23 Feb 2010 23:31:50 +0000 http://pantsinacan.com/2008/09/09/bank-of-america-return-item-chargeback/#comment-66502 I had this happen with two checks. i'm a music promoter and a nightclub's payment to me bounced twice on my account. Thankfully I wasn't in dire need of the money , so I didn't spend any of that money. But BOA charged me 10 dollars for each item. I called to ask why and at first they person on the phone said that it's part of there fees. I went online and printed out their WHOLE list of fees. It's not on there. So I went into a branch with that list and asked why, and a Brancg manager said it's because the bank that returned it charged them, so they charged me. I called HFC ( The bank that the checks were made from) and they said that they don't charge a fee to the bank they just charge a fee to the person who writes the Bounced check. Long story short. The Ten Dollar charge is BOGUS! Do not let them charge you for a Deposited item return! I had this happen with two checks. i’m a music promoter and a nightclub’s payment to me bounced twice on my account. Thankfully I wasn’t in dire need of the money , so I didn’t spend any of that money. But BOA charged me 10 dollars for each item. I called to ask why and at first they person on the phone said that it’s part of there fees. I went online and printed out their WHOLE list of fees. It’s not on there. So I went into a branch with that list and asked why, and a Brancg manager said it’s because the bank that returned it charged them, so they charged me. I called HFC ( The bank that the checks were made from) and they said that they don’t charge a fee to the bank they just charge a fee to the person who writes the Bounced check.

Long story short. The Ten Dollar charge is BOGUS! Do not let them charge you for a Deposited item return!

]]> By: Cray http://pantsinacan.com/2008/09/09/bank-of-america-return-item-chargeback/#comment-58503 Cray Tue, 28 Jul 2009 17:14:25 +0000 http://pantsinacan.com/2008/09/09/bank-of-america-return-item-chargeback/#comment-58503 Same thing JUST happened to me! They told me on the 800 Customer service line that "return item chargeback" meant it was considered a check error, meaning the date was wrong, the check numbers were messed up or it was not endorsed properly. I have been deositing the same paycheck from the same company to the same ATM for almost a year now. I didn't even find out until I got the bounced check fees (5 x $35 each) notice in the mail. I am lucky enough that my boss is going to re-pay me the amount AND pay my fees, but this bullshit is taking me away from the uber BoA to a local bank that I can speak to a person who knows about me and my account without all the bull. Same thing JUST happened to me! They told me on the 800 Customer service line that “return item chargeback” meant it was considered a check error, meaning the date was wrong, the check numbers were messed up or it was not endorsed properly. I have been deositing the same paycheck from the same company to the same ATM for almost a year now. I didn’t even find out until I got the bounced check fees (5 x $35 each) notice in the mail. I am lucky enough that my boss is going to re-pay me the amount AND pay my fees, but this bullshit is taking me away from the uber BoA to a local bank that I can speak to a person who knows about me and my account without all the bull.

]]> By: yo http://pantsinacan.com/2008/09/09/bank-of-america-return-item-chargeback/#comment-58079 yo Wed, 15 Jul 2009 08:00:11 +0000 http://pantsinacan.com/2008/09/09/bank-of-america-return-item-chargeback/#comment-58079 BOA stays in business my charging all these fees! BOA stays in business my charging all these fees!

]]> By: waiter89 http://pantsinacan.com/2008/09/09/bank-of-america-return-item-chargeback/#comment-56281 waiter89 Tue, 26 May 2009 07:25:09 +0000 http://pantsinacan.com/2008/09/09/bank-of-america-return-item-chargeback/#comment-56281 been there my last pay check bounced aint that great? it really sucks because not only in bank of america they treated me like crap and made me wait for a lond time but because they charged me 10 dollars as well and because when i asked for another check at work they took like a week to issue another one and of course they didnt even said sorry nor paid the 10 bucks been there my last pay check bounced aint that great? it really sucks because not only in bank of america they treated me like crap and made me wait for a lond time but because they charged me 10 dollars as well and because when i asked for another check at work they took like a week to issue another one and of course they didnt even said sorry nor paid the 10 bucks

]]> By: Reverendloc http://pantsinacan.com/2008/09/09/bank-of-america-return-item-chargeback/#comment-40273 Reverendloc Fri, 02 Jan 2009 19:28:45 +0000 http://pantsinacan.com/2008/09/09/bank-of-america-return-item-chargeback/#comment-40273 This just happened to me, but the return was in the neighborhood of $2700. Basically almost all of my account. Apparently they had technical difficulties processing a paycheck. I was not warned, and the amount was pulled, with a return mailed to me at a later date. I learned this after spending an hour on the phone. When the Customer Service agent tried to get the refund issued he was unable to contact the correct people in the other department of the bank due to "technical difficulties". I still have no guarantee that I will receive this money back. This just happened to me, but the return was in the neighborhood of $2700. Basically almost all of my account. Apparently they had technical difficulties processing a paycheck. I was not warned, and the amount was pulled, with a return mailed to me at a later date. I learned this after spending an hour on the phone. When the Customer Service agent tried to get the refund issued he was unable to contact the correct people in the other department of the bank due to “technical difficulties”. I still have no guarantee that I will receive this money back.

]]> By: Brainy Smurf http://pantsinacan.com/2008/09/09/bank-of-america-return-item-chargeback/#comment-35930 Brainy Smurf Sun, 28 Sep 2008 23:53:48 +0000 http://pantsinacan.com/2008/09/09/bank-of-america-return-item-chargeback/#comment-35930 So far, so good... BoA hasn't hit me with any additional fees yet and I've already received my statement for when I'd guess it would have come through... So far, so good… BoA hasn’t hit me with any additional fees yet and I’ve already received my statement for when I’d guess it would have come through…

]]> By: BusterDuke http://pantsinacan.com/2008/09/09/bank-of-america-return-item-chargeback/#comment-35779 BusterDuke Fri, 26 Sep 2008 15:29:43 +0000 http://pantsinacan.com/2008/09/09/bank-of-america-return-item-chargeback/#comment-35779 Unfortunately that $9.00 check will cost YOU $10.00 as BoA will charge you a $10.00 Returned Deposit Item fee. I had this happen to me today. I asked the BoA customer service person how I could be charged for someone else's bounced check and she said, "Their bank charges us so we have to pass that fee down to you." What a bunch of crap! How am I responsible for someone else's inability to manage their money? Unfortunately that $9.00 check will cost YOU $10.00 as BoA will charge you a $10.00 Returned Deposit Item fee.

I had this happen to me today. I asked the BoA customer service person how I could be charged for someone else’s bounced check and she said, “Their bank charges us so we have to pass that fee down to you.” What a bunch of crap! How am I responsible for someone else’s inability to manage their money?

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