Now that I’ve finally reached my goal of $10k in savings (two months later than I’d hoped), I’m going to ease back on the throttle a bit and concentrate more on getting my checking account balance to a level that I’m a lot more comfortable with.

For the past few months, I’ve been transferring roughly $400 in to savings each week!

That’s freakin’ crazy.

Sure, I’ve seen my savings balance grow at an impressive clip but, at the same time, I’ve been cutting it real close in my checking account.

Too close for comfort, actually.

And, now… I want to get comfy.

So, with the money that I’m no longer throwing towards savings:

  1. I’m going to pay my latest auto insurance premium in full.
  2. I’m going to erase the remaining credit card balance (around $750) on the baby furniture.
  3. I’m going to be financially irresponsible and feed my addiction one last time before the smurfling is born.
  4. I’m going to pad my checking account balance to $5000.

That last one will likely take a few months.

And then, of course, when $5000 is the new $0, I’ll resume “feeding the pig” at my crazy high rate.

So I’m not *really* backing out, just, well, re-grouping, I guess?

And with the terrible rate that I’m earning in savings currently, well, this seemed like the perfect time to make this move.

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