Comments on: Spending Report for August 2009 http://pantsinacan.com/2009/09/02/spending-report-for-august-2009/ A Personal Finance Blog with a Silly Name Fri, 10 Feb 2012 11:02:13 +0000 hourly 1 http://wordpress.org/?v=3.0 By: Spending Report for September 2009 » Pants in a Can http://pantsinacan.com/2009/09/02/spending-report-for-august-2009/#comment-60666 Spending Report for September 2009 » Pants in a Can Thu, 01 Oct 2009 00:52:20 +0000 http://pantsinacan.com/?p=1660#comment-60666 [...] a lot of money but A HUGE improvement over August and [...] [...] a lot of money but A HUGE improvement over August and [...]

]]> By: DoneToZen http://pantsinacan.com/2009/09/02/spending-report-for-august-2009/#comment-59709 DoneToZen Sat, 05 Sep 2009 02:23:58 +0000 http://pantsinacan.com/?p=1660#comment-59709 I must admit that your spending on hockey jerseys amazes me. I can't imagine spending $10 on it much less $500. But the main point is that you are able to purchase this without going into debt or shortchanging your savings goals, and that's the only thing that really matters. Besides, almost half of your "spending" comes from mortgage (of which I'm guessing most is going to the principal).... I must admit that your spending on hockey jerseys amazes me. I can’t imagine spending $10 on it much less $500. But the main point is that you are able to purchase this without going into debt or shortchanging your savings goals, and that’s the only thing that really matters.

Besides, almost half of your “spending” comes from mortgage (of which I’m guessing most is going to the principal)….

]]> By: Brainy Smurf http://pantsinacan.com/2009/09/02/spending-report-for-august-2009/#comment-59684 Brainy Smurf Fri, 04 Sep 2009 09:51:50 +0000 http://pantsinacan.com/?p=1660#comment-59684 <b>@rxjohnk:</b> Well, I'm a good decade+ removed from college so I'm not exactly in the know on what the banks give away. Back when I went to school, the only things they gave away were checking accounts -- I would have loved a t-shirt. For the stuff listed that you singled out at frivolous, they add up to $94.21 or less than 2% of my spending this month. Half of that was sucked up by the memory cards (which allow me to earn income). Two of the items were t-shirts that I'll wear on a weekly basis for years -- I don't care what anyone says, $8.50 for a t-shirt is a great deal -- so, really, you're harping on a $14 DVD and 2 bumper stickers. I understand your point, though... If you take a look back -- say to one of my net worth updates from 2007 -- you'll see that I was over $30k in non-mortgage debt paying over $400 each month just to cover the finance charges. I don't have any of that debt anymore and, as a result, yeah, I don't pinch my pennies quite as tightly as I used to. You're right. So now I'm even more motivated to make September something to behold... :) @rxjohnk: Well, I’m a good decade+ removed from college so I’m not exactly in the know on what the banks give away. Back when I went to school, the only things they gave away were checking accounts — I would have loved a t-shirt.

For the stuff listed that you singled out at frivolous, they add up to $94.21 or less than 2% of my spending this month.

Half of that was sucked up by the memory cards (which allow me to earn income). Two of the items were t-shirts that I’ll wear on a weekly basis for years — I don’t care what anyone says, $8.50 for a t-shirt is a great deal — so, really, you’re harping on a $14 DVD and 2 bumper stickers.

I understand your point, though…

If you take a look back — say to one of my net worth updates from 2007 — you’ll see that I was over $30k in non-mortgage debt paying over $400 each month just to cover the finance charges.

I don’t have any of that debt anymore and, as a result, yeah, I don’t pinch my pennies quite as tightly as I used to. You’re right.

So now I’m even more motivated to make September something to behold…

:)

]]> By: rxjohnk http://pantsinacan.com/2009/09/02/spending-report-for-august-2009/#comment-59679 rxjohnk Fri, 04 Sep 2009 06:02:27 +0000 http://pantsinacan.com/?p=1660#comment-59679 Quick question- Why would you want to buy a T-shirt from ING Direct or ANY bank? Don't they give those away on every college campus in the world? You seem to have an above average income, judging by the nice toys and your discretionary spending. It's obviously your money to do with as you will, but there are some things that stand out to me as frivolous in your spending... Like ALL of your purchases from Amazon! Are you really TRYING to save? Just curious. Quick question-

Why would you want to buy a T-shirt from ING Direct or ANY bank? Don’t they give those away on every college campus in the world?

You seem to have an above average income, judging by the nice toys and your discretionary spending. It’s obviously your money to do with as you will, but there are some things that stand out to me as frivolous in your spending… Like ALL of your purchases from Amazon!

Are you really TRYING to save? Just curious.

]]> By: DD http://pantsinacan.com/2009/09/02/spending-report-for-august-2009/#comment-59675 DD Fri, 04 Sep 2009 04:45:24 +0000 http://pantsinacan.com/?p=1660#comment-59675 And you used to think I spent too much :) PS Torture him while you can. Soon he'll be picking the movies and after the 427th viewing of something like "Elmo Loves Dora" you'll be begging for some water-board relief. And you used to think I spent too much :)

PS Torture him while you can. Soon he’ll be picking the movies and after the 427th viewing of something like “Elmo Loves Dora” you’ll be begging for some water-board relief.

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