September 2012 Net Worth UpdateConsidering how much I spent last month, I’m a little suprised that it turned out to be a positive month…

Cash:
Direct result of my spending is clear right here.

Making matters worse, I briefly fell below the $1500 minimum so I’ll get dinged with a Bank of America maintenace fee of some sort soon.

Yep, $2.96 under the threshold for less than 6 hours because of the Labor Day holiday will cost my $14 or so… Love this bank.

Savings:
So, for the past few weeks, I’ve been hinting at the fact that I’m saving up for something BIG. This is proof that I’m pretty serious about it.

Gov’t Bonds
I earns just a couple of bucks per month but the fixed portion of the interest rate that these I-Bonds are earning is just too good to let go of. But, again, I’m earning like $30 per year on these… It’d be sweet if I had a 5-figure balance in here but with such a small balance, there’s a frequent internal debate on whether or not to hold on to these…

401k:
Must be that stumbling economy or something

Home:
Eh, I’ll take it.

Auto 1, Auto 2, and Auto 3:
Apparently banged up Land Rovers are in demand these days… Who’da thunk?

Credit Cards:
My oldest son often says “I told you!” and that’s what I’ll say here too… The Credit Card Balance on last month’s update was a total fluke. I told you I’d pay it off.

Auto Loans and Other Loans:
Nothing to report.

Mortgage:
Did you know that paying an extra $25 towards your mortgage each week early on can knock 10 full years off of the term? You might want to look into that…

Anyway, of late, I’ve been tossing a few dollars towards principle each month to make my balance fall in nice $250 increments. Gone are the days (early 2010) when I was knocking $1k per month off… I’m still not sure how I was able to do that… I kinda wish I still could…

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