Comments for pantsinacan.com http://pantsinacan.com Personal Finance Blog with a Silly Name Fri, 16 May 2008 04:06:54 +0000 http://wordpress.org/?v=2.1.2 Comment on Pain at the Pump by Is $4/gallon the Threshold? » pantsinacan.com http://pantsinacan.com/2007/05/10/pain-at-the-pump/#comment-15538 Is $4/gallon the Threshold? » pantsinacan.com Thu, 15 May 2008 15:35:21 +0000 http://pantsinacan.com/2007/05/10/pain-at-the-pump/#comment-15538 [...] It was just a year ago that I wrote my initial rant about the price of gas. May 10, 2007 to be exact. [...] […] It was just a year ago that I wrote my initial rant about the price of gas. May 10, 2007 to be exact. […]

]]> Comment on $28k+ Credit Card Debt Eliminated by Gaming Girl http://pantsinacan.com/2008/03/27/28k-credit-card-debt-eliminated/#comment-15509 Gaming Girl Thu, 15 May 2008 13:38:13 +0000 http://pantsinacan.com/2008/03/27/28k-credit-card-debt-eliminated/#comment-15509 That's excellent! Congratulations on your wonderful achievement. That’s excellent! Congratulations on your wonderful achievement.

]]> Comment on Resignation: When it’s time to move on… by Pretty Good Progress for 1 Year » pantsinacan.com http://pantsinacan.com/2007/11/14/resignation-when-its-time-to-move-on/#comment-14947 Pretty Good Progress for 1 Year » pantsinacan.com Tue, 13 May 2008 13:59:30 +0000 http://pantsinacan.com/2007/11/14/resignation-when-its-time-to-move-on/#comment-14947 [...] Quitting the hockey team was the first big step — dumping a long time difficult and frustrating client was the next. Can’t tell you how nice it was on Sunday to return from a weekend away and not have a single business related email in my inbox. Not one. [...] […] Quitting the hockey team was the first big step — dumping a long time difficult and frustrating client was the next. Can’t tell you how nice it was on Sunday to return from a weekend away and not have a single business related email in my inbox. Not one. […]

]]> Comment on Storage Unit Blues by Pretty Good Progress for 1 Year » pantsinacan.com http://pantsinacan.com/2007/08/21/storage-unit-blues/#comment-14946 Pretty Good Progress for 1 Year » pantsinacan.com Tue, 13 May 2008 13:59:13 +0000 http://pantsinacan.com/2007/08/21/storage-unit-blues/#comment-14946 [...] of plaster, fixed a plumbing problem, and threw out tons and tons of junk that we had sitting in a storage unit (to the tune of [...] […] of plaster, fixed a plumbing problem, and threw out tons and tons of junk that we had sitting in a storage unit (to the tune of […]

]]> Comment on Siding Project Update - Sigh… by Pretty Good Progress for 1 Year » pantsinacan.com http://pantsinacan.com/2007/09/07/siding-project-update-sigh/#comment-14944 Pretty Good Progress for 1 Year » pantsinacan.com Tue, 13 May 2008 13:58:58 +0000 http://pantsinacan.com/2007/09/07/siding-project-update-sigh/#comment-14944 [...] back to my reference point, the thing that I notice that has changed the most, physically, is the exterior of our house. It’s all new — and somehow we managed to pay for it [...] […] back to my reference point, the thing that I notice that has changed the most, physically, is the exterior of our house. It’s all new — and somehow we managed to pay for it […]

]]> Comment on End of an Era by Pretty Good Progress for 1 Year » pantsinacan.com http://pantsinacan.com/2007/05/13/end-of-an-era/#comment-14942 Pretty Good Progress for 1 Year » pantsinacan.com Tue, 13 May 2008 13:58:40 +0000 http://pantsinacan.com/2007/05/13/end-of-an-era/#comment-14942 [...] night, my wife reminded me that it was exactly one year ago that we got into our car accident. It was hard to imagine with it being in the windy and cold 40’s yesterday while a year ago [...] […] night, my wife reminded me that it was exactly one year ago that we got into our car accident. It was hard to imagine with it being in the windy and cold 40’s yesterday while a year ago […]

]]> Comment on Goal Priorities Backwards? by Picking Up the (Payment) Pace » pantsinacan.com http://pantsinacan.com/2008/04/07/goal-priorities-backwards/#comment-14670 Picking Up the (Payment) Pace » pantsinacan.com Mon, 12 May 2008 17:51:12 +0000 http://pantsinacan.com/2008/04/07/goal-priorities-backwards/#comment-14670 [...] That will put me right on track — and I should also have some left over to attack the mortgage principle as well (to eliminate PMI). [...] […] That will put me right on track — and I should also have some left over to attack the mortgage principle as well (to eliminate PMI). […]

]]> Comment on Debt Payment Plan: So far, so good… by Picking Up the (Payment) Pace » pantsinacan.com http://pantsinacan.com/2007/11/07/debt-payment-plan-so-far-so-good/#comment-14669 Picking Up the (Payment) Pace » pantsinacan.com Mon, 12 May 2008 17:50:56 +0000 http://pantsinacan.com/2007/11/07/debt-payment-plan-so-far-so-good/#comment-14669 [...] meet my original goals for 2008, it basically came down the fact that I had to set aside $2000 per month in order to meet them all by the end of [...] […] meet my original goals for 2008, it basically came down the fact that I had to set aside $2000 per month in order to meet them all by the end of […]

]]> Comment on Lost My Way & The Power of a Plan by Picking Up the (Payment) Pace » pantsinacan.com http://pantsinacan.com/2008/04/10/lost-my-way-the-power-of-a-plan/#comment-14668 Picking Up the (Payment) Pace » pantsinacan.com Mon, 12 May 2008 17:50:41 +0000 http://pantsinacan.com/2008/04/10/lost-my-way-the-power-of-a-plan/#comment-14668 [...] well into the month of May now, and after my April in the clouds financially, let’s see if I’m on track [...] […] well into the month of May now, and after my April in the clouds financially, let’s see if I’m on track […]

]]> Comment on Driving Off the Lot in a Used Sub-Compact… by William Ferrell http://pantsinacan.com/2008/05/08/driving-off-the-lot-in-a-used-sub-compact/#comment-14087 William Ferrell Sat, 10 May 2008 05:02:40 +0000 http://pantsinacan.com/2008/05/08/driving-off-the-lot-in-a-used-sub-compact/#comment-14087 Hear, hear, and that's *exactly* why I've set things up the way I do. The simplest way to avoid any possibility of impulse buys or temptation wrecking a budget is to make your money as "immediately inaccessible" as possible. Yes, there are occasions where having access to a few hundred dollars is a good thing, but these are very easy to anticipate. Otherwise, every drop of income goes into savings except what I use to pay the rent and the bills, and to buy groceries. If I can convince myself it's worth transferring some cash out of savings (or to keep some extra cash out when transferring *into* savings) for some random gadget or purchase, then fine, I'll do it. It took me a year and a half to actually, finally convince myself that it was okay to spend $600 to get my vehicle's air conditioning repaired. And I live in central Florida where it's friggin' humid and hot and sticky. :) Hear, hear, and that’s *exactly* why I’ve set things up the way I do. The simplest way to avoid any possibility of impulse buys or temptation wrecking a budget is to make your money as “immediately inaccessible” as possible. Yes, there are occasions where having access to a few hundred dollars is a good thing, but these are very easy to anticipate. Otherwise, every drop of income goes into savings except what I use to pay the rent and the bills, and to buy groceries. If I can convince myself it’s worth transferring some cash out of savings (or to keep some extra cash out when transferring *into* savings) for some random gadget or purchase, then fine, I’ll do it.

It took me a year and a half to actually, finally convince myself that it was okay to spend $600 to get my vehicle’s air conditioning repaired. And I live in central Florida where it’s friggin’ humid and hot and sticky. :)

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