Trying to Keep My Spirits Up

Getting to the elusive debt-free mark was supposed to free up all kinds of money, wasn’t it?

So far, I’m finding that it hasn’t.

Okay, more accurately, it doesn’t feel like it’s freed up anything.

My checking account is still hovering where it’s always hovered.

My savings, well, sure, it’s growing, but not at nearly the rate my debts were falling just a few months ago.

It feels… slow.

One this is for sure, I’m certainly not getting rich like I thought I might…

Seems each month has some unexpected expense come along.

My auto registration was due this month. Last month, I had to pay a huge internet hosting fee. I’ve got that homeowners insurance premium looming. And let’s not forget the bill that is sure to come from the landscape company picking up my leaves…

I know, I know, everybody says that.

Unexpected expenses will always be around the corner and should be expected…

I know that.

None of these were unexpected. They’re nothing new, but in the past they never seemed to hold me back any. Just throw them on the credit card and continue to plug away paying down the debt. Simple as that.

Now, though, when I see my credit card balance swell to over $400, it’s like a crushing blow to my month-to-month plan (which I have yet to detail on the site.)

It shouldn’t bother me, really, it shouldn’t.

Back on this date last year, my credit card balances totalled over $15k. This morning, they top out at $103.

But you know what?

Ridiculous as it may seem, it does bother me.

I’ll get over it… I should, anyway…