Another month headed in the wrong direction but still surprisingly stronger than last month.
This is how things broke down in February:
Same old story here. It seems that I’m constantly hovering between $1k and $2k here but I’ve just started taking steps to boost myself into the $5-$6k range for added comfort.
Another big month. This marks the fifth consecutive month that I’ve transferred over $1000 into savings.
Now that I’ve hit the big $10000 mark, I’m going to ease off a bit but I’ll still continue to make transfers and keep things moving in the right direction.
They’re still returning an awesome rate. It’d be foolish to cash them out now even if they are only earning $3-$4 per month.
Just like everyone else, I took it on the chin here. Really, what’s another 7% loss over the span of a month? But, seriously, when the markets do recover, I know that I’ll be thankful that I’ve been contributing the maximum amount allowed throughout.
Yeah, the value is still falling… But I’m going to go out on a limb and state that it’s stabilized. For me, anyway.
Auto 1 & Auto 2:
I hit the 40k mile mark on Auto 1 last night! Besides that, there isn’t really anything to report. Just the usual swing of things in progress… Mmm…depreciation.
Back down to zero. Sadly, I was hit with around $15 in finance charges this month.
Turns out that if I’d bought the baby furniture one day later, that wouldn’t have been the case.
Yeah, I was truly hoping to make it through 2009 without paying a single dime for this sort of thing and I blew it already. Grrrr…
I should stop reporting this — the last one was paid off back in September 2008.
Nothing happening here.
In January, the balance went down $470. This month, it went down $472. Not terribly exciting progress.
With the $10k in savings cushion, I’d really like to go back to attacking this again. For most of 2008, as I attempted to rid myself of PMI, I was knocking over $1000 off per month. I’d like to work my way back up to that again.
For March, I’m shooting for something around $700.