Money to Burn…
Wow… My finances are in a total funk of late…
The good news is that the mortgage refinance did go through without a hitch — I finally received a bill from my new lender.
In all, I managed to eliminate PMI, lower my rate 2%, and cut my monthly minimum payment by $750. Pretty good stuff.
My day-to-day finances, though, are in total disarray. See — I’ve been doing the mortgage auto-payment thing, on a weekly basis, for years now.
That’s done.
Shut off. Might not even get it going again…
And, like most responsible folks, I also plan my monthly budget around my biggest bill — the mortgage.
Well, it’s not such a big bill anymore. And, my first payment to the new lender isn’t due until August 1st.
That’s still a long way off.
So, I guess what I’m saying is that I feel like I’ve suddenly got a lot of money to burn. And I guess I do…except that I’ve also got $30k more to pay the contractor working on our house and a fresh and new $17k credit card balance.
I feel “richer” than I ever have but I’m in deeper debt than I’ve grown accustomed to since I finally got myself out of the red…
It’s a peculiar situation…
