Networth Update: September 2012 (+$367)

Networth Update: September 2012 (+$367)

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September 2012 Net Worth UpdateConsidering how much I spent last month, I’m a little suprised that it turned out to be a positive month…

Direct result of my spending is clear right here.

Making matters worse, I briefly fell below the $1500 minimum so I’ll get dinged with a Bank of America maintenace fee of some sort soon.

Yep, $2.96 under the threshold for less than 6 hours because of the Labor Day holiday will cost my $14 or so… Love this bank.

So, for the past few weeks, I’ve been hinting at the fact that I’m saving up for something BIG. This is proof that I’m pretty serious about it.

Gov’t Bonds
I earns just a couple of bucks per month but the fixed portion of the interest rate that these I-Bonds are earning is just too good to let go of. But, again, I’m earning like $30 per year on these… It’d be sweet if I had a 5-figure balance in here but with such a small balance, there’s a frequent internal debate on whether or not to hold on to these…

Must be that stumbling economy or something

Eh, I’ll take it.

Auto 1, Auto 2, and Auto 3:
Apparently banged up Land Rovers are in demand these days… Who’da thunk?

Credit Cards:
My oldest son often says “I told you!” and that’s what I’ll say here too… The Credit Card Balance on last month’s update was a total fluke. I told you I’d pay it off.

Auto Loans and Other Loans:
Nothing to report.

Did you know that paying an extra $25 towards your mortgage each week early on can knock 10 full years off of the term? You might want to look into that…

Anyway, of late, I’ve been tossing a few dollars towards principle each month to make my balance fall in nice $250 increments. Gone are the days (early 2010) when I was knocking $1k per month off… I’m still not sure how I was able to do that… I kinda wish I still could…


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