Authors Posts by Brainy Smurf

Brainy Smurf

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I'm three apples high and nearsighted. I like yellow-haired smurfs, robot invasions, sarcasm, and anything where the secret ingredient is love.

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Andre AgassiLike Andre Agassi once pitched for Canon Rebel cameras, image truly is everything. 

Image is an asset.  Your best asset.  And one you can totally control.

People do not love you for who you are. Bosses do not give promotions based on your work performance. Banks do not give you money based on your ability to repay. Doctors are not licensed based on their competency.

People love you for who they think you are. Bosses give promotions based on their perceived value of you. Banks give you money based on your perceived ability to repay. Doctors are licensed based on their perceived competency.

No matter how bright, talented, and skilled you will go nowhere if no one recognizes it. No matter how deficient you are, the world is yours to take if no one notices your failings. Learn to master your image and you have found the levers that motivate people to help you.

It blows my mind how many folks out there don’t understand this. Poke around for some familiar faces on myspace.com or facebook, or for that matter, any ‘local’ band website — you’ll quickly lose respect for some of your friends and acquaintances.

In my opinion, it’s messed up on it’s own to let someone take pictures of you when you’re not at your best, you know, sloppy drunk or whatever, but to post those pictures — I mean, actually sitting down and saying, “yeah, that one is a good representation of me” and then hitting submit is just shocking.  It’s like slandering yourself.  “Don’t I look ‘kewl’ here where I’ve got my face pressed against a drag queen’s tight abs?”  I mean really?

One fellow I know has a shot of him holding up some random bimbo doing a keg stand, while just above it in their profile it states that they’re 32 years old.  Um, hello?

Are people that stupid?  Apparently.

Oh, and don’t hold your breath for any less than flattering shots of yours truly…  I’ve always been aware of my image.

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April 2007 Financial Specs

Nearly three years into this, I’m starting to actually see the light at the end of the tunnel of debt I managed to find myself in. It’s funny, once you change your whole outlook on money and finances and the ball gets rolling — and you keep track of the progress — it starts to become, well, almost exciting and fun at the same time. Maybe it’s just me…

One million dollars is actually a very easy, not to mention realistic, amount to reach for nearly anyone. Income doesn’t really matter so much, and I’m aware that I won’t be able to retire early on it or anything, but for now, it’s a goal. A reachable goal. One I don’t think I’ll get bored with and abandon in a couple of years. When I hit it, I’ll raise the bar.

While I’m still tanking on the Assets side of things, over the past month I managed to put a pretty large ding in the debt I’ve been carrying. Being that this is the first mention of my finances, it’s basically been like this for the better part of three years — so when it’s coming down in $6k increments and there’s only around $21k total in non-Mortgage debt, well, it’s almost time to celebrate the first leg of the climb and prepare for the next climb to $1,000,000.

For explanation sake, since this is my first financial update, I don’t include the house as an Asset. Mostly because it’s too much of a pain to figure out what it’s actually worth on a month by month basis, and even if I were comparing it to local real estate sales, it’s really a hit or miss guesstimate. The actual mortgage, however, is something that’s easy to track, so I include it as a liability.

For the total Net Worth though, I omit the mortgage from the calculation, as technically the Asset of the house should theoretically cancel out the mortgage and then some. Make sense? I hope so.

Hopefully, a few more months from now I won’t be so cash poor.

Can You Dig It?

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