Well, with the market taking a tumble for three or four weeks in a row, I kinda knew the cards were stacked against me pulling out another positive month.

I kept my spending in check (I’ll report that later) in May but it just wasn’t enough to overcome the swing in the market.

Here’s the breakdown:

Cash:
Everything is going here to build up a sum large enough to make payments to the contractor that’ll be renovating roughtly 650 square feet of our home.

Savings:
Hmmmm… Think the uptick in the cash has something to do with the downturn here? Yep — it does. I moved a few thousand dollars around.

Gov’t Bonds:
No additions this month, just pure interest.

401k:
Ouch. Nothing quite like losing over 5% in a short period of time. Doesn’t matter in the long run though…

Home:
No change — but that’ll change next month when I use the results of the recent appraisal to calculate this number.

Auto 1 & Auto 2:
What a load of crap these numbers are… Seriously, a jump of this size makes no sense. No sense at all. Even still — yeah, I’d “buy” my BMW for $5925 any day of the week.

Credit Cards:
An over-payment resulted in a positive balance on one of my credit cards. Weird, after a year of holding steady at zero I’m some how managed to have a credit for two consecutive months.

Auto Loans and Other Loans:
Zilch. Zero. Nada.

Mortgage:
With the possible re-fi still looming, I took a major step back here. Still made extra payments but not of the size I’m used to.

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