Today, my balance is $5410, putting me just a little beyond the half way point.
It certainly hasn’t been as cut and dry as I’d originally thought it would be as I’ve run out of money a couple of times and gotten dinged with maintenance fees for dipping below the minimum balance threshold on my checking account.
I’m also a little surprised that I’ve only been able to make a handful of extra payments so far (on top of the already scheduled “extra” payments).
I guess my debt paying skills have grown rusty. Hmph.
But that said, I’m just now coming upon a remaining balance where I can apply my “red zone finances” method of ridding debt.
Now, with the end in sight, I’m sure I’ll be able to “scrounge” up a few bucks here and there to get me to the end point sooner.
Can’t wait to rid myself of the $444.15 monthly payment, freeing that up for use elsewhere in my unwritten budget, and, once again, own all of my cars free and clear again.