Net Worth Update: October 2010 (+$3,691)

Rolling along…

The numbers didn’t get too crazy this past month and I’d expect them to start to change for the better over this next month as we make the final payment for the renovation (updated photos coming soon) and probably make a few large furniture purchases too.

Last hurrah of sorts…

Here’s the breakdown:

Cash:
The big drop stems from another $6k payment to the contractor.

In total, we’ve made payments of $30k so far. I’m expecting to make one more payment of around $6k upon completion — so I’d better initiate a transfer from savings pretty quickly!

Savings:
It’s been a few months since I last left my savings account alone. September was one of them — just deposits this month. Can’t wait until that’s the norm again.

Gov’t Bonds:
Seventeen bucks in interest will do just fine. These pay so much better than my savings account these days that I’d be foolish to sell them.

401k:
For a second, I really thought that I would surpass the six-figure mark! Came within about $700 before receding but I’m pretty certain it’ll get there in October. In my head I’ve been telling myself that I’d lower (or eliminate) my contributions once I hit $100k. Still considering it.

Home:
Could care less about a drop here. The place looks great. Especially when compared to what it used to look like…

Auto 1 & Auto 2:
Auto 1 still gets me from point a to point b. Auto 2 still looks nice in the garage. No complaints here.

Credit Cards:
Slowly chipping away at that 0% balance. Ideally, I’ll have enough in savings by April of 2011 to pay it all off before we’re hit with any interest charges.

It’s definitely do-able but please don’t hold me to it.

Auto Loans and Other Loans:
Zilch. Zero. Nada.

Mortage:
Just another minimum payment. Since the re-fi, I’ve totally flip-flopped and hopped on that bandwagon of folks that say that overpaying the mortgage is stupid. I totally agree with them — but only if your monthly payment is insanely low