Wow, this place fell apart, huh? So, seems like the site was “hijacked” a few months ago, redirected to all kinds of unusual foreign sites and subsequently de-listed from Google so…there probably isn’t anybody reading this post but that’s okay. I’m writing it anyway.
So, first things first, I’ve eliminated the issue where someone was nefariously stealing my traffic and reputation. A few years ago, I’d be all bent out of shape over something like this — we were pulling in nearly 8000 visits per day for a while there — but now that I’m old, eh, I can let it slide. I’ll take the 35 visits per day — 34 of which are probably me — for now.
Google finds good content and I still think the site is overflowing with good content, good advice, some great typos, and some pretty silly remarks that are timeless. We’ll be listed again soon, I’m sure.
Now, I know that this place kinda transitioned from a Finance blog — which were all the rage a decade ago when I started — to more of a Mommy blog (even though I’m a dude) but that’s what happens when you have kids. In my case, three of them.
For real, they take over your life. Even financially.
So, just to get everyone back up to speed, I feel like I should re-introduce myself.
My wife and I live in central Connecticut and have three kids, born in 2009, 2011, and 2015. If you’re interested, I’m pretty sure I documented their arrivals pretty thoroughly in the archives of the website.
Since the start, my finances have been the main topic covered — specifically paying down debt while also building wealth.
Through the years, I’ve come to realize that I’m really, really, really good at paying down debt but not so great at growing savings.
Living debt free is so much more appealing than being rich. They seem like they’d be connected…but they’re more different than you’d think.
I suspect the reason behind it — my preference of “being” in debt — is that it’s easier to set, and work towards, a goal of “not owing anybody anything” than it is to just have the most commas and zeros in your accounts.
For that reason, as of right now, I find myself deeper in debt than I think I was way back in 2007 and 2008. I’ll give everyone an update on where my finances are with a long overdue Net Worth report shortly.
Another topic I covered quite frequently were home renovations. My house is over 125 years old and, subsequently, has required some, ahem, updating. Costly updating.
For years and years (and YEARS!), I went on and on about the 3-car garage I imagined on my property. Well, guess what?
During my hiatus, we built that garage! Hooray!
It’s not done yet — still needs interior painting, a new driveway, and a bathroom to be finished — and it hasn’t come without it’s own set of drama…but it exists.
Pictures and updates on that are also in the pipeline.
In more recent news, and related to my finances, my trusty 2005 Scion xA died on me a few weeks back. Mustered 142k miles out of it before I was forced to abandon it, err, sell it to CarMax three states away from home.
I’ll have to share that story here as well which, as it was happening, caused me great anxiety but now it all seems pretty funny.
My spending habits have also changed, I think, since I last reported. Sure, I still spend stupid amounts of money on that dumb hockey jersey hobby but NOTHING like I used to.
That spending has been replaced by spending money on hockey tuition for my kids. Good investment? Terrible investment? Is it even an investment? I have a lot to say about that, as well.
And on the front of always trying to add little bits of passive income here and there, I’ve started using those peer-to-peer lending websites — Lending Club, specifically. No, not to borrow for myself, but to lend to others.
It’s been an learning experience, now nearly two years into the process. I can see the value in it but I went about it all wrong at the start so I’m just barely breaking even.
For real, would it kill people to pay back their loans?
I’m far to naive in thinking “most” people pay their debts back. So, yeah, I’ve gotta cover that too.
I guess I’ll leave it at that, for now.
Oh, and if you read this, please leave a comment just to let me know you’re out there!