March 2010 Net WorthFirst off, I want to say that I can’t *believe* that no one commented on the pink snowman

I’m going to go on record (again) and proclaim that I think that it was super awesome.

Anyway…

February turned out to be a pretty profitable month for me but looks can be deceiving…

I mean, anytime that you suddenly find $3847 extra in your checking account, well, it’s probably going to be a good month.

Outside of that, I was “up” in every category except for the value of my home and that was only like a 0.4% drop. I can handle that.

So here’s the breakdown:

Cash:
This is all because of my tax refund. I don’t have $6k available anymore either. I spent most of it on hookers and blow.

No, actually, the details are in the previously mentioned Pink Snowman post.

Yeah, that’s right. I just plugged it again.

Savings:
Not bad. My savings rate isn’t what it used to be but I’m perfectly happy with a $1400 increase. If only ING would stop lowering their interest rates…

They’ve lowered the rate 3 times in the past month — currently 1.095%. That blows.

Gov’t Bonds:
I still don’t understand government bonds but at least, unlike last month, I earned some interest. And a lot more than 1.095% too…

401k:
Making my way towards the 6-figure mark. It’s very possible that this is the year.

Home:
I have a feeling that I’ll be hovering around that $210,000 mark for a long time. That’s okay — it’s worth more to me anyway — even in this condition.

Auto 1 & Auto 2:
I’ll never fully understand how websites come up with these numbers. My Scion xA is apparently worth $25 more these days. Must’ve been that full tank of gas that I put in right at the end of the month that boosted it’s value…

Credit Cards, Auto Loans, and Other Loans:
Zilch. Zero. Nada.

Mortgage:
Still cranking along. I’ve been debating a refinance lately. Not a cash-out version but the boring regular variety to lower my payment which, in turn, should boost my savings. Seems like a much safer route though I haven’t really looked into it very deeply.

2 COMMENTS

  1. I got an astounding $90 in tax refunds this year. I know, I know — I should be celebrating for not giving the government an interest free loan, but it sure is nice to get $3,000 in one month. It *feels* like free money, even if it isn’t.

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